Terms of Service

Last Updated: December 12, 2025

1. Introduction

These Terms of Service (“Terms”) form a legally binding agreement between you and IncReg LLC (“IncReg,” “we,” “us,” or “our”). These Terms govern your access to and use of the IncReg website, any related content, and all services we provide (collectively, the “Services”).

By accessing or using the Services in any way, you agree to be bound by:
these Terms; and
our Privacy Policy, Refund Policy, Cookie Policy, and Legal Disclaimer (collectively, the “Policies”).

If you do not agree to these Terms, you must immediately stop using the Services.

Nothing in these Terms, on our website, or in our communications is intended to constitute legal, tax, financial, accounting, immigration, or other professional advice.

2. Eligibility and Capacity

The Services are intended only for individuals who are at least 18 years old and who have the legal capacity to enter into binding contracts. By using the Services, you represent and warrant that:
you are at least 18 years of age;
you have the legal capacity to enter into binding agreements; and
if you are using the Services on behalf of a company, organization, or other entity, you are authorized to bind that entity to these Terms.

If any of these statements is not accurate for you, you may not use the Services.

3. Nature of the Services

IncReg provides administrative, document-preparation, and filing-assistance services related to business entities. These Services may include, without limitation:
preparing limited liability company (LLC) and corporation formation documents and related materials based on your information and instructions;
assisting with filing documents with government agencies and third-party platforms;
providing registered agent services and related compliance reminders;
providing mail forwarding and business address services;
assisting with beneficial ownership information (“BOI”) report submissions based solely on your information;
assisting with employer identification number (“EIN”) and individual taxpayer identification number (“ITIN”) applications based solely on your information;
obtaining official certificates and documents, and assisting with amendments, dissolutions, foreign qualifications, and other business filings;
providing standard, non-custom, template corporate governance documents (such as operating agreements, bylaws, resolutions, certificates, and minutes); and
providing customer support and administrative compliance assistance.

IncReg is not a law firm and does not practice law in any jurisdiction. IncReg is also not a tax advisor, financial advisor, accounting firm, or immigration advisor. None of the Services, website content, guides, emails, chats, or other communications should be treated as legal, tax, financial, accounting, or immigration advice.

We do not review your situation for legal sufficiency, determine whether any entity type, filing, or strategy is appropriate for you, or apply the law to your specific facts. You are solely responsible for deciding whether the Services are appropriate for your needs and for obtaining advice from licensed professionals where needed.

We do not conduct name or trademark searches, and we do not advise you on whether your chosen entity name, trade name, or brand infringes any rights of others. You are exclusively responsible for performing appropriate name and trademark searches (including in relevant state, federal, and international databases) and for consulting qualified professionals about potential conflicts.

4. No Legal or Professional Advice; No Professional–Client Relationship

Your use of the Services, your viewing of the website and our content, and your communications with us (including by email, live chat, phone, messaging, or contact forms) do not create:
an attorney–client relationship;
an accountant–client relationship;
a tax advisor–client relationship;
a fiduciary relationship; or
any other professional–client relationship.

Any information, explanations, or guidance we provide is for general informational purposes only. You must not treat any of it as legal, tax, financial, accounting, or immigration advice. If you need legal, tax, financial, accounting, or immigration advice, you must consult a properly licensed and qualified professional in the relevant jurisdiction.

5. Use of the Services and Geographic Scope

The Services are primarily designed for the formation and maintenance of business entities in the United States and, where specified, Delaware entities in particular. References to “LLC,” “limited liability company,” “corporation,” and similar terms are generally intended in a U.S. legal context and may not correspond to entity types under other legal systems.

You are responsible for determining:
whether you are permitted under the laws of your jurisdiction to form, own, or operate a business entity;
whether any licenses, registrations, or approvals are required for your activities; and
whether you may lawfully use the Services under applicable sanctions, export controls, and local regulations.

We may restrict or discontinue access to the Services in certain jurisdictions or for certain users or uses at our discretion.

6. Information You Provide and Your Responsibilities

To use the Services, you may need to provide personal, business, and identity-related information, which may include, without limitation:
full legal names, dates of birth, and contact details;
residential and business addresses;
information about business purpose, ownership, and management;
tax identifiers (such as SSNs, ITINs, foreign tax IDs, or similar identifiers);
passport or government-issued identification and proof of address;
beneficial ownership, company applicant, and control person details; and
information required for USPS Form 1583 and similar forms.

You are solely responsible for:
providing complete, accurate, current, and lawful information;
responding promptly to requests for additional information or documents;
reviewing all documents before signing or authorizing any filing;
confirming that information submitted to government agencies, financial institutions, or other third parties is correct; and
maintaining ongoing compliance with all applicable laws, regulations, and filing requirements after formation or filing.

IncReg does not audit, verify, interpret, or correct the information you provide. We rely on your information as-is. Any errors or omissions in your information are your responsibility and may result in delays, rejections, penalties, or other consequences for which IncReg is not responsible.

7. Accounts and Security

Some features of the Services may require you to create an account.

If you create an account, you agree to:
provide accurate and complete information and keep it updated;
maintain the confidentiality of your login credentials; and
promptly notify IncReg of any suspected unauthorized access or security incident.

You are responsible for all activity that occurs under your account, whether or not you authorized it. IncReg is not liable for any loss or damage arising from unauthorized use of your account where you failed to safeguard your credentials.

We may suspend, restrict, or terminate accounts at our discretion, including in cases of suspected fraud, unauthorized use, or violation of these Terms or the Policies.

8. Authorization to Prepare, Sign, and File Documents

By using the Services, you authorize IncReg to take actions reasonably necessary to provide the Services you select, which may include:
preparing documents based on the information you supply;
applying electronic signatures where permitted by law, using your name or an authorized signatory’s name, in connection with formation filings, amendments, BOI reports, EIN or ITIN applications, USPS Form 1583, and similar filings; and
transmitting documents and information to government agencies, including state authorities, the Internal Revenue Service (IRS), the Financial Crimes Enforcement Network (FinCEN), postal authorities, and other relevant bodies, as well as to banks, payment processors, e-signature platforms, and other third-party providers.

You represent and warrant that you have authority to grant this authorization and to bind any entity on whose behalf you act. You remain responsible for the accuracy and completeness of all information submitted, regardless of whether IncReg signs or transmits the documents on your behalf.

9. Government Agencies, Third Parties, and Service Limitations

Government agencies, financial institutions, and other third parties operate independently of IncReg and may:
change their rules, requirements, forms, or fees without notice;
request additional documentation or verification;
delay, reject, or return filings or applications; or
impose penalties or sanctions for late, incomplete, or inaccurate submissions.

IncReg has no control over third-party decisions or processing timelines and is not responsible for:
any government or regulatory actions, delays, rejections, or penalties;
banking or financial institution decisions, including account approvals or denials; or
outages or disruptions of platforms and systems that we do not control.

Any processing times mentioned in our materials or communications are estimates only and are not guarantees, even where you purchase an expedited filing option as part of a package.

10. Payments, Billing, and Renewals

All prices, fees, and charges for the Services are stated in U.S. dollars unless stated otherwise. By purchasing Services, you authorize IncReg and our third-party payment processors to charge your chosen payment method for:
IncReg service fees;
government filing fees and other government charges;
annual renewal fees for ongoing services, such as registered agent services, mail forwarding, and business address services;
any expedited or priority handling options included in your selected package;
any applicable taxes; and
any applicable third-party fees.

We do not store full payment card numbers; payment data is handled by third-party providers who are required to follow payment security standards.

Some Services automatically renew on a monthly or yearly basis until canceled. By enrolling in an automatically renewing Service, you authorize IncReg to charge your payment method at each renewal for the applicable fees, unless and until you cancel in accordance with these Terms and any specific instructions we provide.

10.1 One-Time Purchases and Ongoing Services

For clarity, some one-time purchases may include an ongoing service for an initial included period (for example, first-year registered agent service included with certain formation packages). After the included period ends, the ongoing service may renew automatically at the rate disclosed at checkout (for registered agent renewal, $99 per year or the rate disclosed at checkout at the time of renewal) unless you cancel before the renewal date in accordance with these Terms and any cancellation instructions we provide.

Separately, certain ongoing services may also be purchased as standalone subscriptions (for example, registered agent service purchased without a formation package), in which case billing begins immediately at the rate disclosed at checkout and renews on a monthly or yearly basis unless canceled.

10.2 Variable Government Fees; Corporation Share Structure

Government filing fees and other government charges may vary based on the entity type and the specific details of your filing. In particular, certain corporation filings may require different or additional state fees depending on factors such as authorized shares, par value, and other elections or special requests.

Any “state fee included” statement in a package is intended to cover only the standard state filing fee assumptions for that package; any additional or variable government fees are your responsibility. If additional government fees are required, IncReg may request payment from you before we submit or complete the filing. If you do not pay required additional fees, we may pause, delay, or decline to proceed with the filing.

10.3 How to Cancel Auto-Renewal

Unless we provide a different method for a specific service, you may request cancellation of auto-renewal by emailing info@increg.com from the email address associated with your order. To avoid renewal charges, cancellation requests must be received before the renewal date. We recommend submitting requests at least three (3) business days before the renewal date to allow processing time.

You are responsible for:
ensuring that your payment information remains current and valid;
updating your payment method when it changes; and
paying all fees when due.

If a payment is declined or otherwise fails, we may:
attempt to process the charge again using the same or another payment method you provided;
suspend or terminate the Services associated with the unpaid amount; and
decline to initiate or complete new filings, renewals, or other work.

Where required by law, we may send advance notices of renewals or price changes for automatically renewing Services. The absence of such a notice, where not legally required, does not waive your obligation to pay renewal fees.

11. Chargebacks and Collections

If you initiate a chargeback or payment dispute with your bank, card issuer, or payment provider:
we may suspend or terminate the affected Services and any related accounts;
we may treat the chargeback as a breach of these Terms; and
we may seek to recover any fees, costs, or losses resulting from the chargeback, including third-party fees and administrative costs, to the extent permitted by law.

If you fail to pay amounts owed, we may refer your account to a collection agency or legal counsel. You may be responsible for reasonable collection costs, including attorneys’ fees, to the extent permitted by applicable law.

Chargebacks and disputes do not relieve you of your obligations under these Terms or any other agreement with IncReg.

12. Refunds

Our general refund terms and conditions are set out in our separate Refund Policy, which is incorporated into these Terms by reference. By purchasing or using the Services, you agree to be bound by the Refund Policy in effect at the time of your order.

In many situations, government fees, third-party vendor fees, shipping charges, and fees for work that has already been performed are not refundable. Our Refund Policy explains when refunds or credits may be available, including any circumstances where we may offer them purely at our own discretion.

If there is any inconsistency between these Terms and the Refund Policy relating to:
whether you are eligible for a refund; or
how any refund amount is calculated,
the Refund Policy will control, except to the extent applicable law requires otherwise. For issues relating to billing processes, chargebacks, or limitations of liability, these Terms control, together with any non-waivable rights you have under applicable law.

13. Registered Agent Services

13.1 Registered Agent Purchase Types; Included vs. Standalone

IncReg may provide registered agent service either (i) as part of a formation package that includes the first year of registered agent service, or (ii) as a standalone registered agent service purchased separately.

If your formation package includes registered agent service for the first year, that included period is provided at no additional charge for the included term, and after the included period ends, registered agent service renews automatically at the rate disclosed at checkout ($99 per year or the rate disclosed at checkout at the time of renewal) unless you cancel before the renewal date. Our checkout may present this package-included renewal as a subscription that begins with an initial free trial period.

If you purchase registered agent service as a standalone service (not included with a formation package), billing begins immediately at the rate disclosed at checkout and renews automatically each year unless you cancel before the renewal date.

13.2 Cancellation and State Records

Canceling renewal billing stops future renewal charges, but it does not automatically update state records. If you want to remove IncReg as your registered agent and/or address in public records, you must file the required change with the relevant authority.

Unless we are properly replaced as registered agent in public records, we may resign as registered agent in accordance with applicable state law, and you are solely responsible for maintaining a qualified registered agent at all times.

13.3 Effect of Cancellation

Unless we state otherwise, cancellation of an auto-renewing service stops future renewals but does not necessarily terminate service immediately; service generally continues through the end of the then-current paid or included term.

If you appoint IncReg as registered agent for your entity:
registered agent services are provided for a fixed term (typically one year) and may renew automatically unless you cancel renewal billing with IncReg before the renewal date;
canceling renewal billing stops future renewal charges, but it does not automatically update state records, and you remain responsible for properly updating public records and state filings if you want to replace IncReg as registered agent; and
you must keep your contact information current so we can forward Official Documents properly.

If you fail to maintain current contact information or fail to pay renewal fees:
we may suspend or terminate registered agent services;
we may resign as registered agent in accordance with applicable state law; and
your entity’s good standing may be affected, and you may incur penalties or lose limited liability protections under applicable law.

Registered agent renewal fees are typically non-refundable once processed and once services for the renewal period have begun, as further described in the Refund Policy.

Where permitted by law, you may choose to act as your own registered agent or to appoint a different registered agent instead of IncReg. If you do so, you are solely responsible for:
ensuring that the registered agent meets all legal requirements in the relevant jurisdiction;
properly updating public records and state filings to reflect your chosen registered agent; and
receiving, reviewing, and responding to any legal notices, service of process, or government communications sent to your registered agent.

IncReg has no responsibility for any consequences (including loss of good standing, default judgments, penalties, or loss of limited liability protections) arising from your decision to act as your own registered agent or to appoint a third-party registered agent.

13.4 Registered Agent Service; Handling and Forwarding of Documents

If you select IncReg to act as your registered agent in any jurisdiction, the following additional terms apply:

(a) Scope of Service. As registered agent, IncReg agrees to maintain a registered office address in the applicable jurisdiction and to receive, on your entity’s behalf, service of process, government notices and other official legal or administrative correspondence that are properly delivered to IncReg in its capacity as registered agent (collectively, “Official Documents”). The registered agent service does not include receipt, storage or forwarding of general mail, marketing materials, packages, parcels, or any other non-official correspondence, unless IncReg expressly agrees otherwise in writing.

(b) Authorization to Open and Scan Mail. You expressly authorize IncReg, acting as your registered agent, to open, review and handle any envelope or package addressed to your entity at IncReg’s registered office in order to determine whether it contains Official Documents, and to scan, digitize and store such Official Documents for the purpose of forwarding them to you.

(c) Method and Timing of Forwarding. IncReg will use commercially reasonable efforts to forward scanned copies of Official Documents to the email address you have provided for registered agent communications, generally within one (1) business day after receipt, and in any event within a reasonable time. Forwarding of Official Documents by email (and/or through any secure online account or portal made available by IncReg) shall constitute delivery to you for purposes of IncReg’s registered agent obligations, regardless of whether you actually open, read or access such communications.

(d) Physical Originals. Physical forwarding of original Official Documents is not included in the base registered agent fee. IncReg may, at its discretion, either (i) retain originals for a limited period in accordance with its internal retention policies, or (ii) securely destroy them after they have been scanned and forwarded electronically. Upon your specific request, and subject to applicable law and IncReg’s operational constraints, IncReg may agree to mail physical originals to a postal address you provide, in which case additional postage, handling and service fees may apply.

(e) Your Responsibility to Maintain Current Contact Information. You are solely responsible for ensuring that your email address and other contact information on file with IncReg are accurate, complete and kept up to date. IncReg is not responsible for any delay, non-delivery or failure of you to receive or review Official Documents due to (i) incorrect, outdated or incomplete contact information supplied by you, (ii) your email, server or network issues, spam or junk filters, firewalls, storage limits or security settings, or (iii) your failure to monitor the email account or portal you designate for communications.

(f) No Responsibility for Substantive Response. IncReg’s role as registered agent is limited to receiving and forwarding Official Documents as described in this Section. IncReg does not undertake, and shall have no obligation, to review the legal or factual content of any Official Documents, to monitor or track deadlines, to respond to any court, agency or third party on your behalf, or to advise you regarding any action that may be required. You are solely responsible for promptly reviewing Official Documents forwarded to you and for obtaining any legal, tax or other professional advice you may need in connection therewith.

14. Mail Forwarding and Business Address Services

If you purchase mail forwarding or business address services:
you may be required to complete USPS Form 1583 and provide identification and proof of address as required by law;
we will receive mail and packages on your behalf and forward, scan, or otherwise handle them according to the service plan you select; and
we are not responsible for delays, misdelivery, damage, or loss caused by postal services, courier companies, customs authorities, or other third parties.

These services are provided solely as a convenience. They do not grant you a lease, tenancy, or other real property interest in any location.

15. Beneficial Ownership Reporting and Compliance

If you use our Services related to beneficial ownership information:
you are solely responsible for determining who qualifies as a beneficial owner, company applicant, or other reportable person under applicable law;
you are solely responsible for the accuracy, completeness, and timeliness of all BOI information you provide to us;
we do not provide legal advice concerning BOI reporting obligations and do not monitor ongoing changes in your ownership or control structure; and
unless we explicitly agree in writing, IncReg has no obligation to update or amend BOI reports after filing.

Any penalties, fines, or consequences for inaccurate, incomplete, or late BOI filings or updates are your responsibility.

16. Public Record Disclosure

Depending on the jurisdiction and filing type, certain information submitted in connection with the Services may become part of public records. This may include, for example:
entity name and type;
registered agent name and address;
principal business address; and
names and addresses of managers, members, or officers, where required.

IncReg does not control what information government agencies publish or how they manage public records. We cannot remove, alter, or hide information that becomes part of the public record.

17. AI-Generated and Automated Content

Some informational content on our website or in our materials may be partially or fully generated or assisted by artificial intelligence (“AI”) or other automated tools. This type of content:
is provided only for general informational purposes;
may contain errors, omissions, or outdated information; and
may not reflect the most current legal, regulatory, or practical developments.

You are solely responsible for verifying the accuracy, completeness, and suitability of any such content before relying on it. AI-generated or automated content is not legal, tax, financial, accounting, or immigration advice and does not replace professional advice.

18. No Guarantee of Outcome

IncReg does not guarantee:
that any filing, application, or report will be accepted or approved by a government agency;
that any bank or financial institution will approve or maintain your account or relationship;
that your entity will remain in good standing;
any particular tax, regulatory, or business outcome; or
any specific processing times, completion dates, or speed of service, including for expedited filings.

Descriptions of potential outcomes, timelines, or benefits are illustrative only and do not constitute warranties or guarantees.

19. Intellectual Property and Site License

All content and materials on the website and in the Services, including text, guides, workflows, forms, templates, graphics, logos, icons, images, videos, interfaces, software, and the overall look and feel, are owned by IncReg or its licensors and are protected by copyright, trademark, trade secret, and other intellectual property laws.

Subject to these Terms, IncReg grants you a limited, non-exclusive, non-transferable, revocable license to access and use the website and Services for your personal or internal business purposes. You do not acquire any ownership or proprietary rights in the website, Services, or any content.

Except as expressly allowed by these Terms, you agree that you will not:
copy, reproduce, modify, adapt, translate, create derivative works from, publicly display, publicly perform, distribute, transmit, sell, resell, rent, lease, lend, sublicense, or otherwise exploit the website, the Services, or any content;
remove, obscure, or alter any copyright, trademark, or other proprietary rights notice;
reverse engineer, decompile, disassemble, or attempt to derive the source code of any software used in the website or Services;
use robots, spiders, scrapers, crawlers, scripts, or other automated tools to access, monitor, copy, or collect information from the website or Services, except for standard search engine indexing in accordance with our robots.txt file; or
use any manual or automated process to systematically collect data or build a database of website content without our prior written consent.

Any rights not expressly granted in these Terms are reserved by IncReg and its licensors. Your license terminates automatically if you violate these Terms or use the website and Services in a way we reasonably consider abusive, fraudulent, or unlawful.

20. Trademarks

IncReg LLC, “IncReg,” and any related logos, product names, and service names are trademarks or service marks of IncReg, whether registered or unregistered. Other names, logos, and marks displayed on the website may be trademarks of their respective owners.

You may not use any IncReg trademark, logo, or trade dress without our prior written consent. You may not suggest any association, sponsorship, or endorsement by IncReg without our express written permission.

21. Copyright and Intellectual Property Complaints

If you believe that any content on the website infringes your copyright or other intellectual property rights, you may notify us so that we can review the material.

Please send an email to info@increg.com with the following information:
identification of the work or rights you claim have been infringed (for example, a description or a link to the original work, if available);
identification of the material you believe is infringing on our website, including the URL or enough detail for us to locate it;
your full name, organization (if applicable), and contact information (including email address);
a short statement that you have a good-faith belief that the use of the material is not authorized by you, your agent, or the law; and
a statement that the information in your notice is accurate, and that you are the rights holder or are authorized to act on behalf of the rights holder.

We may, in our sole discretion and where appropriate, remove or restrict access to the material in question while we review your notice. We do not promise to respond to every complaint, and nothing in this section requires us to restore any content that we decide to remove.

22. User Content, Testimonials, and Submissions

We may, at our discretion, allow you to submit, upload, or share content through the website or Services, including reviews, testimonials, feedback, comments, or other written materials (“User Content”).

You are solely responsible for any User Content you submit. You represent and warrant that:
you have all rights necessary to submit the User Content and grant the license described below; and
your User Content does not violate any law or the rights of any third party, including privacy, publicity, and intellectual property rights.

By submitting User Content, you grant IncReg a worldwide, perpetual, irrevocable, non-exclusive, royalty-free, fully sublicensable and transferable license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display the User Content, in whole or in part, in any media now known or later developed, for any lawful purpose, including marketing, advertising, and improving the website and Services.

IncReg has no obligation to:
keep User Content confidential;
pay you any compensation for User Content; or
use or respond to any User Content.

We may monitor, edit, or remove User Content at our discretion, including when we believe it is unlawful, offensive, misleading, or otherwise objectionable, or if it violates these Terms.

Any feedback, suggestions, or ideas you provide about the website or Services may be used by IncReg without restriction, and IncReg will own all rights in such feedback to the fullest extent permitted by law.

23. Acceptable Use and Prohibited Conduct

You agree to use the website and Services only for lawful purposes and in compliance with these Terms. You must not, and you must not allow any third party to:
use the website or Services in a way that violates any applicable laws or regulations;
use the website or Services for any fraudulent, deceptive, or misleading purpose;
attempt to form, manage, or use a business entity for illegal activity, money laundering, tax evasion, fraud, sanctions evasion, or any other unlawful purpose;
use the website or Services to exploit or harm minors;
upload, transmit, or distribute content that is unlawful, threatening, abusive, harassing, defamatory, obscene, vulgar, hateful, discriminatory, or otherwise objectionable;
upload, transmit, or distribute content that infringes any copyright, trademark, trade secret, or other intellectual or proprietary right;
upload, transmit, or distribute viruses, malware, spyware, or other harmful code, or engage in activity that disrupts or interferes with the website, the Services, or related systems;
attempt to gain unauthorized access to the website, Services, user accounts, or related systems or networks, or attempt to circumvent security measures;
use automated tools, including bots, scripts, crawlers, or scrapers, to access or use the website or Services, except as allowed for search engine indexing;
use the website or Services to send unsolicited messages, spam, chain letters, or other bulk communications;
impersonate any person or entity or misrepresent your affiliation with any person or entity;
collect or attempt to collect personal information of other users without their consent and in violation of applicable law and our Privacy Policy;
use IncReg’s address, registered agent details, or contact information in any way not expressly authorized by IncReg or by law; or
interfere with or attempt to interfere with another user’s use of the website or Services.

We may investigate suspected violations and may suspend or terminate your access, remove content, and cooperate with law enforcement as we deem appropriate.

24. Third-Party Services and Links

The website and Services may incorporate or interact with third-party services and tools, including payment processors, live chat providers, analytics platforms, e-signature services, fax or document services, tag management systems, and authentication or security tools. The website may also contain links to third-party websites.

These third-party services and links are provided for convenience only and do not constitute an endorsement or guarantee by IncReg. We do not control third-party services or websites and are not responsible for:
their content, accuracy, or policies;
their handling of data or privacy practices; or
any errors, delays, or damages arising from your use of third-party services or websites.

Your use of third-party services and websites is at your own risk and is governed by their own terms and policies.

25. Electronic Records, Signatures, and Communications

By using the Services, you consent to:
the use of electronic signatures to execute agreements and authorize filings;
the electronic delivery of notices, disclosures, and other communications; and
the storage of records and documents in electronic form.

To the maximum extent permitted by law, electronic records and signatures have the same legal effect as paper records and handwritten signatures.

You agree that we may contact you by electronic means (such as through your account, online notifications, or other electronic channels) for transactional, legal, or service-related purposes.

26. Data Retention and Deletion

IncReg may retain records and documents as required or permitted by law, regulation, and legitimate business needs. We are not required to store all documents or information indefinitely.

We may delete or anonymize data when:
it is no longer needed for the purposes for which it was collected;
retention is no longer legally required; or
it is no longer reasonably necessary for our business operations.

Our data handling practices are further described in our Privacy Policy.

27. Privacy

The collection, use, and disclosure of personal information through the website and Services are governed by our Privacy Policy. By using the Services, you agree that we may process your information in accordance with the Privacy Policy in effect at the time of your use.

To the extent required by law, users in certain jurisdictions may have additional rights regarding their personal information. Those rights and how to exercise them are described in the Privacy Policy.

28. Sanctions, Export Controls, and Restricted Users

The Services are subject to U.S. sanctions, export control laws, and other trade restrictions. By using the Services, you represent and warrant that:
you are not located in, organized under the laws of, or ordinarily resident in a country or region subject to comprehensive U.S. sanctions or similar restrictions;
you are not on any U.S. government list of sanctioned or restricted parties and are not owned or controlled by such a person; and
you will not use the Services in a way that would cause IncReg to violate any sanctions, export controls, or related laws.

IncReg may screen users and transactions against applicable sanctions and restricted party lists and may refuse, suspend, or terminate Services if we believe there is a sanctions, anti-money-laundering, or export control concern.

29. Service Restrictions, Suspension, and Termination

IncReg may refuse, suspend, or terminate any or all Services, or your access to the website, at any time, with or without notice, if we reasonably believe that:
you have provided false, incomplete, or misleading information;
you are engaged in fraud, illegal activity, or activity that may expose IncReg or others to liability;
you have violated these Terms or any of the Policies;
there are sanctions, anti-money-laundering, or regulatory concerns;
you initiate chargebacks or fail to pay amounts owed; or
such action is necessary to protect the security, integrity, or operation of the website or Services.

Termination does not relieve you of your obligation to pay for Services already provided or for obligations that, by their nature, should survive termination.

You may stop using the Services at any time. Provisions relating to payment obligations, indemnification, limitations of liability, and other provisions intended to survive termination will remain in effect after termination.

30. DISCLAIMER OF WARRANTIES

THE WEBSITE AND SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE FULLEST EXTENT PERMITTED BY LAW, INCREG AND ITS MEMBERS, MANAGERS, EMPLOYEES, CONTRACTORS, AND AFFILIATES DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO:
WARRANTIES OF ACCURACY, COMPLETENESS, OR RELIABILITY;
IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT;
WARRANTIES REGARDING UNINTERRUPTED OR ERROR-FREE OPERATION; AND
WARRANTIES THAT ANY INFORMATION, CONTENT, OR SERVICES WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS.

YOU ARE SOLELY RESPONSIBLE FOR:
EVALUATING THE ACCURACY AND USEFULNESS OF INFORMATION OBTAINED THROUGH THE WEBSITE OR SERVICES; AND
TAKING APPROPRIATE PRECAUTIONS TO PROTECT YOUR SYSTEMS AND DATA.

SOME JURISDICTIONS DO NOT ALLOW CERTAIN WARRANTY DISCLAIMERS, SO PARTS OF THIS SECTION MAY NOT APPLY TO YOU.

31. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, INCREG AND ITS MEMBERS, MANAGERS, EMPLOYEES, CONTRACTORS, AND AFFILIATES WILL NOT BE LIABLE FOR ANY:
INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES;
LOSS OF PROFITS, REVENUE, BUSINESS, GOODWILL, OR DATA;
GOVERNMENT OR REGULATORY ACTIONS, DECISIONS, PENALTIES, OR DELAYS;
ERRORS, INACCURACIES, OR OMISSIONS IN WEBSITE CONTENT (INCLUDING AI-GENERATED OR AUTOMATED CONTENT);
ACTIONS YOU TAKE OR FAIL TO TAKE IN RELIANCE ON INFORMATION FROM THE WEBSITE, OUR COMMUNICATIONS, OR THE SERVICES; OR
DAMAGES ARISING FROM YOUR USE OF OR RELIANCE ON THIRD-PARTY WEBSITES, TOOLS, OR SERVICES LINKED TO OR REFERENCED ON THE WEBSITE.

IF, DESPITE THESE TERMS, INCREG IS FOUND LIABLE TO YOU FOR ANY CLAIM ARISING OUT OF OR RELATED TO THE WEBSITE, THE SERVICES, OR THESE TERMS, OUR TOTAL AGGREGATE LIABILITY FOR ALL SUCH CLAIMS WILL IN NO EVENT EXCEED THE LOWER OF:
FIVE HUNDRED U.S. DOLLARS (US $500); OR
THE TOTAL AMOUNT YOU ACTUALLY PAID TO INCREG FOR THE SERVICES GIVING RISE TO THE CLAIM DURING THE SIX (6) MONTH PERIOD IMMEDIATELY PRECEDING THE EVENT OR CIRCUMSTANCES ON WHICH THE CLAIM IS BASED.

NOTHING IN THESE TERMS IS INTENDED TO EXCLUDE OR LIMIT ANY LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER MANDATORY LAW, INCLUDING CERTAIN CONSUMER PROTECTION LAWS. IF THERE IS ANY INCONSISTENCY BETWEEN THIS SECTION AND LIMITATION-OF-LIABILITY PROVISIONS IN A SEPARATE WRITTEN AGREEMENT FOR A PARTICULAR SERVICE, THAT SEPARATE WRITTEN AGREEMENT WILL CONTROL FOR THAT SERVICE.

32. Time Limit to Bring Claims

To the fullest extent permitted by law, any claim, dispute, or cause of action arising out of or relating to the website, the Services, these Terms, or any transaction with IncReg must be filed within one (1) year after the claim first accrues. If you do not bring a claim within that period, it is permanently barred.

If a court or other tribunal determines that the one-year period cannot be enforced for a particular claim, the claim must be brought within the shortest period permitted by applicable law.

33. Indemnification

You agree to indemnify, defend, and hold harmless IncReg and its members, managers, employees, contractors, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to:
your use of the website or Services;
your violation of these Terms or any of the Policies;
your violation of any law or any third party’s rights;
any information or content you submit, including User Content; and
any BOI, tax, regulatory, or compliance violations related to the information you provide.

We may assume the exclusive defense and control of any matter that is subject to indemnification by you. In that case, you agree to cooperate fully with our defense.

34. Force Majeure

IncReg will not be liable for any delay or failure to perform caused by circumstances beyond its reasonable control, including but not limited to:
natural disasters, acts of God, or extreme weather;
war, terrorism, civil unrest, or geopolitical events;
government actions, shutdowns, or regulatory changes;
power failures, internet or telecommunications outages; or
cyberattacks or security incidents affecting third-party providers.

Our performance will be excused for the duration of any such event and for a reasonable period afterward.

35. ADA Accessibility

IncReg aims to make its website and Services accessible to individuals with disabilities and to work toward compliance with applicable accessibility standards. Accessibility improvements are ongoing, and some features may not yet be fully optimized.

If you have difficulty accessing any content or functionality, you should contact us using the contact details provided in Section 43 (Contact Information) and describe the issue. We will make reasonable efforts to address your concern or provide alternative access where feasible.

IncReg is not responsible for the accessibility of third-party tools, widgets, or platforms that we do not control.

36. Changes to the Services and to These Terms

We may modify, suspend, or discontinue any part of the website or Services at any time, with or without notice, except where we are providing a paid subscription or annual service and applicable law or contract requires specific notice before changes or termination.

We may revise these Terms from time to time. The “Last Updated” date at the top of these Terms shows when they were most recently revised. Unless a different effective date is stated, changes become effective when posted on the website.

Your continued use of the website or Services after changes take effect constitutes your acceptance of the revised Terms. If you do not agree to the changes, you must stop using the website and Services.

37. Dispute Resolution; Arbitration; Class Action Waiver

37.1 Informal Resolution

Before filing any claim against IncReg, you agree to try to resolve the dispute informally. You must send a written notice describing the dispute and your requested resolution using the contact details provided in Section 43 (Contact Information). We will try to resolve the dispute informally by contacting you. If the dispute is not resolved within thirty (30) days from the date we receive your written notice, either you or IncReg may initiate arbitration as described below.

37.2 Agreement to Binding Arbitration

You and IncReg agree that any claim, dispute, or controversy between you and IncReg arising out of or relating to the website, the Services, these Terms, or any transaction or relationship between you and IncReg (each, a “Dispute”) will be finally and exclusively resolved by binding, individual arbitration, and not in a court of law, except as expressly provided in Section 37.4 (Exceptions) or where applicable law does not permit arbitration.

This agreement to arbitrate is intended to be interpreted broadly and applies to Disputes that arose before you accepted these Terms, as well as Disputes that may arise after you no longer use the Services.

The arbitrator, and not any federal, state, or local court or agency, will have the exclusive authority to resolve all Disputes arising out of or relating to the interpretation, applicability, enforceability, or formation of these Terms, including any claim that all or any part of these Terms is void or voidable, to the extent permitted by applicable law.

By agreeing to arbitration, you and IncReg are each waiving the right to a trial by judge or jury, except as otherwise provided in this Section 37.

37.3 Arbitration Rules and Procedures

Arbitration will be administered by the American Arbitration Association (“AAA”) in accordance with the AAA Consumer Arbitration Rules or AAA Commercial Arbitration Rules, as appropriate, then in effect (the “AAA Rules”), except as modified by this Section 37. The AAA Rules are available from the AAA or on its website.

Unless the parties agree otherwise:
the seat and legal place of arbitration will be the State of Delaware, USA;
the language of the arbitration will be English; and
the arbitration may be conducted in person, by video conference, by telephone, on the basis of written submissions, or by any combination of these methods, as determined by the arbitrator in light of the circumstances and the AAA Rules.

Payment of all filing, administration, and arbitrator fees will be governed by the AAA Rules, except as otherwise required by applicable law. Each party will bear its own attorneys’ fees and costs unless applicable law provides otherwise.

The arbitrator will have the authority to award the same individual remedies, damages, and relief that a court could award under law or in equity, subject to the limitations and exclusions set out in these Terms.

37.4 Exceptions

Notwithstanding Sections 37.2 and 37.3, the following Disputes are not subject to mandatory arbitration:
Individual small claims. Either party may bring an individual action in a small claims court of competent jurisdiction, if the claim is within the jurisdictional limits of that court.
Intellectual property and injunctive relief. Either party may seek injunctive or other equitable relief in court to prevent the actual or threatened infringement, misappropriation, or violation of its intellectual property rights or to address unauthorized access to or misuse of the website or Services.
Non-arbitrable claims. Claims that cannot be subject to arbitration under applicable law may be brought in court, in accordance with Section 38 (Governing Law and Jurisdiction).

37.5 Class Action and Collective Action Waiver

To the fullest extent permitted by law, you and IncReg agree that:
any arbitration or court proceeding will be conducted only on an individual basis and not in a class, collective, consolidated, or representative action; and
neither you nor IncReg may be a class representative or class member in any putative class, collective, consolidated, or representative proceeding, and the arbitrator may not consolidate the claims of more than one person or otherwise preside over any form of class, collective, or representative proceeding.

If any part of this Section 37.5 is found unenforceable with respect to a particular claim or request for relief, then:
(i) that specific claim or request for relief will be brought exclusively in court in accordance with Section 38 (Governing Law and Jurisdiction); and
(ii) the remaining provisions of this Section 37.5 and this Section 37 will continue to apply to all other claims and requests.

37.6 One-Year Time Limit

The one-year time limit in Section 32 (Time Limit to Bring Claims) applies to Disputes whether they are brought in arbitration or in court. Any Dispute not filed within that period is permanently barred.

37.7 Opt-Out of Arbitration

You may opt out of this agreement to arbitrate and the class action waiver by sending a written notice of your decision to opt out using the contact details in Section 43 (Contact Information) within thirty (30) days after you first accept these Terms. Your notice must include your full name, the email address associated with your account or order, and a clear statement that you wish to opt out of arbitration with IncReg.

If you opt out, you will not be required to arbitrate Disputes, but Section 38 (Governing Law and Jurisdiction) will still apply to any Disputes you bring in court. Opting out of this arbitration agreement will not affect any other provisions of these Terms.

37.8 Changes to This Dispute Resolution Section

If we make a material change to this Section 37 after the date you first accepted these Terms (or accepted any subsequent changes to these Terms), you may reject the change by sending us written notice within thirty (30) days of the date the change became effective. Your notice must clearly state that you are rejecting the revised dispute resolution section but wish to continue using the Services.

If you reject the change, you agree that you will arbitrate any Dispute between you and IncReg in accordance with the version of this Section 37 that applied immediately before the change you rejected.

37.9 Federal Arbitration Act

The Federal Arbitration Act governs the interpretation and enforcement of this Section 37. To the extent there is any inconsistency between this Section 37 and the AAA Rules or other arbitration rules, this Section 37 will control.

38. Governing Law and Jurisdiction

These Terms and any Dispute (as defined in Section 37) arising out of or relating to the website, the Services, or these Terms are governed by the laws of the State of Delaware, without regard to its conflict-of-law principles, and by applicable federal law, including the Federal Arbitration Act for matters relating to arbitration.

Subject to Section 37 (Dispute Resolution; Arbitration; Class Action Waiver), you agree that any legal action or proceeding that is not required to be arbitrated, including (where applicable) actions for injunctive or equitable relief or claims that cannot be compelled to arbitration under applicable law, will be brought exclusively in the state or federal courts located in the State of Delaware, and you consent to the personal jurisdiction and venue of those courts.

Nothing in this section limits any mandatory consumer protection laws or non-waivable rights that apply in your jurisdiction.

39. Assignment

You may not assign, transfer, or delegate your rights or obligations under these Terms without our prior written consent. Any attempted assignment in violation of this section is void.

IncReg may assign or transfer its rights and obligations under these Terms, in whole or in part, in connection with a merger, acquisition, corporate reorganization, sale of assets, or by operation of law, without notice to you.

40. Entire Agreement

These Terms, together with the Policies and any separate written agreement for specific Services, constitute the entire agreement between you and IncReg regarding the website and Services and supersede all prior or contemporaneous understandings, agreements, or communications, whether written or oral.

If there is a conflict between these Terms and a separate written agreement for a specific Service, that separate agreement will control for that Service.

41. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, that provision will be enforced to the maximum extent permitted by law, and the remaining provisions will continue in full force and effect.

42. No Waiver

No failure or delay by IncReg in exercising any right or remedy under these Terms will operate as a waiver of that right or remedy. Any waiver must be in writing and signed by IncReg to be effective.

43. Contact Information

If you have questions about these Terms or the Services, or if you wish to provide notices under these Terms (including any notice to opt out of arbitration as described in Section 37.7), you may contact us at: info@increg.com